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Op-Ed

09.22.17

Industry Views: Will Fintech Cause the Next Financial Crisis?

Earlier this week, an opinion piece in Bloomberg suggested that the next financial crisis could spring from Silicon Valley instead of Wall Street. Payments experts weigh in on the analysis and offer their own two cents on fintech, innovation, regulation and risk.

09.20.17

3 Reasons Asia Is the Perfect Incubator for Fintech Innovation

Fintech investments in Asia-Pacific reached $10.5 billion in 2016—the highest amount to date since 2010, according to CB Insights data. See what’s behind the boom and why it matters.

09.14.17

Leveraging AI and Machine Learning to Enhance the Customer Experience

As big data just keeps getting bigger, banks, retailers and every other kind of company must have more sophisticated tools to understand and predict what customers want and need.

09.13.17

Did Apple Just Reinvent Retail Again?

Forget facial scans or a watch that’s not tethered to the phone. If you’re a bank or payments company, you’d best be looking at Apple’s plans for the transformation of retail.

09.12.17

What You Need to Know about Pa.’s Money Transmitter License Changes

The introduction of new bond requirements for money transmitters in Pennsylvania is in line with an overall trend across states to enforce stricter conditions on money transmitter license holders and applicants. See what the licensing requirements mean for your business.

09.11.17

The Convergence of Prepaid and Fintech Means More Innovation to Come

After his first few months at the helm of the Network Branded Prepaid Card Association, Brian Tate talks about prepaid’s role alongside fintech in the next generation of payments innovation.

09.08.17

FIDO Alliance Addresses PSD2 Screen-Scraping Debate 

Despite calls from fintechs to permit screen scraping under PSD2, the FIDO Alliance sees some serious flaws with that approach, including security and privacy issues.

09.06.17

Factors in the Long Wait for EMV and Contactless in the U.S.

As some celebrate 10 years of contactless payments, Bastian Knoppers discusses why cards (not mobile wallets) are still king outside the U.S. and what it will take for the U.S. to catch up to the rest of the world on tap-and-go payments.

08.31.17

Fintech Trends: the Expected, Unexpected and What’s Next at FinovateFall

Get a sneak peek at what trends will shape the discussion at FinovateFall, including a few things you might not expect.

08.30.17

Play in Our Sandbox: Why Galileo Processing Opened Its APIs to All

Summer’s almost over, but there’s still time to play in the sand. Our decision to open our sandbox for all developers, not just clients, is a vital move in supporting creativity and innovation in payments. And, it’s speeding time to market.