Home » Pay Studio

Pay Studio Departments

Featured Story

Featured Video

07.05.17

JAR Capital Buys IDT Finance

JAR_CAPITAL/IDTF from Ryan Chilcote on Vimeo.

Industry Speaks

06.15.17

Poll Results: Prepaid and Air Miles Rewards

Related stories: Fly Away: Netspend Prepaid Card Offers United Airlines’ MileagePlus Rewards The Missing Piece in B2B Air Travel Payments Blackhawk Provides ‘Upside’ for Companies, Business Travelers Image Credits: Itzik Gur

06.01.17

Poll Results: Catalysts for Innovation

FinovateSpring highlighted some of the key developments in payments. What do you think will be the biggest catalysts for payments innovation in the next five years?

05.19.17

Poll Results: Strategic Priorities

What is your company’s No. 1 strategic priority? Our Paybefore.com readers respond.

05.10.17

Industry Views: Trump’s First 100 Days

Trying to predict what President Trump is going to focus on is a little bit like trying to figure out which horse is going to win the Kentucky Derby, as one compliance expert notes. Despite talk of dismantling Dodd-Frank, only one of the president’s more than 30 executive orders since he took office on Jan. 20 relates specifically to financial services. And the White House has several priorities competing for attention.

Play Now

03.27.17

Webinar: Powering Smarter Solutions: Competing in the New Prepaid Landscape

Access the replay of our Webinar featuring industry experts from Celent’s banking practice and global payments processor i2c discussing research and case studies about the integral role of processing technology in creating top-of-wallet solutions.

02.15.17

Webinar: Millennials, Paycards and the Future

Access this deep dive into research conducted by the Pay Award-winning paycard provider Global Cash Card Inc. and the Center for Generational Kinetics to find out more about meeting the needs and wants of this digital-first generation.

02.07.17

Introducing Paybefore’s Spotlight Webinar Series

For more than a decade, Paybefore has created the publications of choice for payments industry decision makers. Now you can reach these experts and potential partners live through Paybefore’s new Spotlight Webinar Series.

11.16.16

Webinar: CFPB Final Rule on Prepaid Accounts: The Rules and Their Short- and Long-Term Impacts

K&L Gates payments lawyers get down to the nitty gritty with the CFPB’s expansive final prepaid accounts rule. Find out what you need to know for your business and earn CLE credit at the same time.

Research & Analysis

07.03.17

Fed Payments Study: Noncash Payments Soar amid Check Decline

Consumers wrote nearly two-thirds fewer checks per household in 2015 than in 2000, while total noncash payments per household, which includes checks, card payments and electronic transfers via ACH, expanded almost 95 percent, according to additional results released June 30 from the “2016 Federal Reserve Payments Study.” While the numbers are encouraging to those facilitating electronic payments, prepaid providers have some work to do to gain market share. 

06.29.17

P2P Is Gaining Steam, but Security Concerns Remain

Consumers prefer to use P2P payments for retail purchases, paying back relatives and friends, and settling bills—but not so much for contributing to group gifts or paying housing costs, according to a new report from NerdWallet. It also found that that while only 35 percent of U.S. consumers use such P2P products as Venmo, PayPal and Square Cash, 63 percent are interested in the payment technology.

06.27.17

Study: Americans Uneasy about Finances Provide Opportunity for Financial Service Providers

One-fourth of Americans say they have too much debt, with 96 percent of them reporting they are financially stressed, according to a survey by the Center for Financial Services Innovation to gauge Americans’ financial well-being. While those statistics are bleak, they should signal an opportunity for banks, credit unions, fintechs and other companies to provide products, services and guidance to improve consumers’ financial stability, according to Jennifer Tescher, founder and CEO of CFSI.

06.22.17

Study: Apple Wallet Users Love Sharing Digital Coupons, Loyalty Cards

A new report indicates that retailers and brands have a powerful channel to distribute digital coupons and loyalty cards via mobile wallets: wallet users themselves. An analysis of Apple Wallet users by mobile engagement specialist Urban Airship found that every digital coupon or loyalty card a user installed on the wallet was shared to an average of 3.3 other mobile devices.

Spotlight on Companies

07.14.17

EML Goes Global with Next-Gen Mall Cards, Gaming Payouts

More than a year into the merger with Australia-based EMerchants Limited, former Store Financial CEO Eric Mettemeyer, who now leads EML’s North America division, spoke with Paybefore about the company’s global efforts to expand beyond single-load gift and the greenfield in payout cards, gaming and more.

07.14.17

Vote for the Best Challenger Banks

Vote for the challenger banks (licensed or not) that should make Paybefore’s top 5 Best Challenger Banks list. Share your opinions through July 31. The top 5 vote-getters will be profiled on Paybefore.com. 

05.02.17

Innovators’ Spotlight: Varo Money

As many U.S. consumers struggle with financial health, established banks often don’t provide the personal tools and guidance needed to help customers improve their financial situations. Filling that unmet demand was the impetus for mobile banking app Varo Money.

04.25.17

Innovators’ Spotlight: SOLE Financial

Many prepaid companies offer cardholder education elements as part of their platforms, but for Portland, Ore.-based payroll card provider SOLE Financial, ensuring cardholders know how to use their cards wisely and avoid fees isn’t just good PR—it’s good business.

Spotlight on People

07.20.17

Compliance Titans: Jim Schafer, FIS

An early interest in credit cards hooked Jim Schafer on payments. Since then, his work has taken him across the globe in roles as diverse as programming and human resources. But it’s his current role as senior compliance director of FIS Payments that has led him to be named one of Paybefore’s Compliance Titans.

07.03.17

Compliance Titans: Jeff Ross, Green Dot Corp.

Nearly a decade after jumping from the public to the private sector, Green Dot’s Jeff Ross remains as enthused as ever by the new challenges and complexities he faces every day as compliance head for one of the biggest players in an industry with a constantly shifting regulatory landscape and technology that’s advancing at a breakneck pace.

06.21.17

Top Payments Consultants: Rick Oglesby, AZ Payments Group

Even when serving in senior manager and director roles with the likes of American Express and TSYS early in his career, Rick Oglesby, AZ Payments Group president, always felt he was destined to be a payments consultant. That vision came true in 2011, and you don’t have to spend too much time with him before his love of consultancy work—helping companies succeed while establishing and nurturing relationships—becomes apparent and likely is the reason why he was selected as one of the industry’s Top Payments Consultants.

06.20.17

Executive Profile: One on One with Richard Steggall, Urban FT

Richard Steggall didn’t even set foot in the U.S. until he was approaching 30. So, what prompted the native Aussie by way of London to set up a fintech shop in New York—first as Waspit, then as Urban FT, the SaaS-based digital payments platform he now heads? It was, of course, American optimism.