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Poll Results: Strategic Priorities

What is your company’s No. 1 strategic priority? Our Paybefore.com readers respond.


Industry Views: Trump’s First 100 Days

Trying to predict what President Trump is going to focus on is a little bit like trying to figure out which horse is going to win the Kentucky Derby, as one compliance expert notes. Despite talk of dismantling Dodd-Frank, only one of the president’s more than 30 executive orders since he took office on Jan. 20 relates specifically to financial services. And the White House has several priorities competing for attention.


Poll Results: CFPB Prepaid Accounts Rule Deadline

What do you think the effective date of the CFPB’s final rule on prepaid accounts will be? Our Paybefore.com visitors weigh in.


Poll Results: Fintech Hub

What is the global hub for fintech? Our Paybefore.com readers respond.

Play Now


Webinar: Powering Smarter Solutions: Competing in the New Prepaid Landscape

Access the replay of our Webinar featuring industry experts from Celent’s banking practice and global payments processor i2c discussing research and case studies about the integral role of processing technology in creating top-of-wallet solutions.


Webinar: Millennials, Paycards and the Future

Access this deep dive into research conducted by the Pay Award-winning paycard provider Global Cash Card Inc. and the Center for Generational Kinetics to find out more about meeting the needs and wants of this digital-first generation.


Introducing Paybefore’s Spotlight Webinar Series

For more than a decade, Paybefore has created the publications of choice for payments industry decision makers. Now you can reach these experts and potential partners live through Paybefore’s new Spotlight Webinar Series.


Webinar: CFPB Final Rule on Prepaid Accounts: The Rules and Their Short- and Long-Term Impacts

K&L Gates payments lawyers get down to the nitty gritty with the CFPB’s expansive final prepaid accounts rule. Find out what you need to know for your business and earn CLE credit at the same time.

Research & Analysis


FIS Details How Younger Consumers—and Some Older Peers—Are Driving Digital Banking

Nearly half—49 percent—of millennial consumers had paid a bill via mobile within 30 days of a survey conducted for a new report from FIS. That data point underscores the growing importance of digital financial services and payments not only for younger consumers but their older counterparts.


Amex Study: ‘Gen Z’ Open to Brands, But Demands Seamless, Fast Experience

Consumers age 16 through 22 are open to communication from brands but have high expectations of those brands, demanding high levels of customer service and the latest in omnichannel functionality, according to a new study from American Express.


P2P Rising: New Study Points to a Market on the Verge of Major Growth

P2P payments are proving a big hit with younger consumers, with 62 percent of millennials saying they use a P2P payments service, according to a new survey report from Bank of America. That compares with 36 percent of all adult consumers.


Blackhawk Study: Brand Loyalty Can Solve Pain Points for Merchants

Brand power is serious business, according to a new Blackhawk Network study that found consumers trust their favorite brand almost as much as they trust their own families. What’s more, retailers can harness that brand loyalty to help with a bevy of challenges, including driving foot traffic, acquiring new customers and bolstering loyalty among shoppers.

Spotlight on Companies


Innovators’ Spotlight: Varo Money

As many U.S. consumers struggle with financial health, established banks often don’t provide the personal tools and guidance needed to help customers improve their financial situations. Filling that unmet demand was the impetus for mobile banking app Varo Money.


Innovators’ Spotlight: SOLE Financial

Many prepaid companies offer cardholder education elements as part of their platforms, but for Portland, Ore.-based payroll card provider SOLE Financial, ensuring cardholders know how to use their cards wisely and avoid fees isn’t just good PR—it’s good business.


Innovators’ Spotlight: Currencycloud

The London-based company offers banks and businesses the ability to transfer money across borders more easily and efficiently using a suite of APIs that automate payments via the cloud.


Q&A with Walt Granville, Cachet Financial Solutions

No more “one and done.” That’s central to Cachet Financial Solutions’ mission for its prepaid clients and was the impetus for platform upgrades that were nearly a year in the making. Paybefore spoke with Walt Granville, senior vice president of mobile innovation, about what’s resonating with clients and how Cachet is using optimized mobile apps to help them fight churn.

Spotlight on People


Compliance Titans: Jani Gode, Payoneer

Jani Gode’s knowledge of payments compliance reaches to parts of the globe that are about as far away from the small Minnesota farm where she grew up as you can get. Gode leads the global compliance program as chief compliance officer at Payoneer, an online payments company founded in 2005 that enables businesses to send and receive cross-border payments.


Compliance Titans: Margo Hirsch Strahlberg, U.S. Bank

If Margo Hirsch Strahlberg, prepaid compliance risk management specialist at U.S. Bank, isn’t managing responsibilities at home or work, she tries to steal time away to hit the gym. “I’ve incorporated more weight lifting into my routine,” she says. “My goal is to dead-lift a few copies of the CFPB’s prepaid accounts rule.”


Executive Profile: One on One with Joan Herman, Sunrise Banks

She witnessed the rise of electronic transactions and worked on the first shared ATM network card. Now this self-proclaimed pioneer woman has her sights set on prepaid and a mobile future.


Profile Series: Top People in the Industry

We polled Paybefore.com visitors to find out which leaders are setting the standard for excellence in the payments industry. Check out the stories below. Top 5 Payments Consultants (voting open through May 1, 2017) Top Payments Tech Gurus (coming soon) Compliance Titans of Payments Smartest People in Payments (fall 2016) Retail & Loyalty Pioneers (spring 2016) Women Driving […]