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2015 Paybefore Awards Winners: Record Sixth Judge Participation


Paybefore has announced winners for the 2015 Paybefore Awards—the most prestigious recognition of excellence in the worldwide prepaid, mobile and emerging payments industry. Our expert panel has made its decisions, and you took your turn to support your favorites in the quest to win the coveted Best-in-Category designation.  

In 2014, nearly 11,000 individuals participated in Sixth Judge voting, which influenced the final decisions in NINE categories. The outcome of this vote (counted as one-sixth of the total) is combined with the five judges’ picks to determine Best-in-Category honorees. Voting, which was open to any Paybefore.com visitor, closed on Jan. 30. We had an overwhelming response—more than 21,200 votes! Thank you to all who participated!

Best-in-Category honorees will be announced on Feb. 24 at All Payments Expo in Las Vegas.

“Our global payments competition reinforces what we cover every day in Paybefore,” says Loraine DeBonis, Paybefore editor-in-chief and chair of the judging panel. “Payments is an industry undergoing transformation as veteran companies and startups stake their claims in e-payments and digital commerce.”

“We’re indebted to our outside expert judges: Rob Rosenblatt, CEO of R2 Payments Associates; Lori Breitzke, president of E&S Consulting; and Michael Mueller, founder of paysafecard and payments angel investor,” said Paybefore CEO Marilyn Bochicchio. “The judging panel spent hours evaluating and debating the merits of every nominee and expanded the categories to shine a spotlight on companies pushing the boundaries of payments.”

Read more about the winning programs and companies by clicking on the category names below.


2015 Paybefore Awards Winners

Category 1: Best Choice Retail Card

Tanger Gift Card

  • Tanger Outlet Centers
  • Store Financial
  • Sunrise Banks, N.A.

Walmart Closed Loop Gift Card

  • Walmart
  • First Data

BYOD Program

  • InComm

Category 2: Top of Wallet

Balance Financial Prepaid MasterCard

  • Walgreens
  • MasterCard Worldwide
  • Galileo

T-Mobile Visa Prepaid Card

  • Blackhawk Network
  • T-Mobile

Walmart MoneyCard

  • Walmart
  • Green Dot Corporation

Top of Wallet Honorable Mentions

Univision MasterCard Prepaid Card

  • Univision
  • MasterCard Worldwide

ACE Elite Visa Prepaid Debit Card

  • ACE Cash Express
  • NetSpend            
  • MetaBank

Category 3A: Outstanding Pay Solution (Platform) 

Comdata Payroll MasterCard Program

  • Comdata Inc.
  • MasterCard Worldwide

OceanPay Visa Prepaid Card

  • Brightwell Payments
  • The Bancorp

Skylight PayOptions Program

  • Skylight Financial
  • MasterCard Worldwide
  • PayChex Inc.

Category 3B: Outstanding Pay Solution (Program)

Global Cash Card for Popeyes

  • Global Cash Card
  • MasterCard Worldwide

Walmart Money Network Payroll Distribution Service          

  • Walmart
  • Money Network, a First Data Company

Brink’s Money Prepaid MasterCard

  • Brink’s Inc.
  • MasterCard Worldwide
  • Skylight Financial

Category 4: Top Motivator

Whirlpool Exclusives

  • Citi Prepaid Services
  • MasterCard Worldwide

The Promotion Card

  • The Hunt Group
  • Store Financial
  • Peoples Trust

Delta Air Lines Performance Pays Debit Card

  • Xerox
  • MasterCard Worldwide
  • Comerica Bank

Category 5A: Best Health Benefits Delivery Program

PayFlex Card

  • PayFlex Systems USA Inc.
  • Aetna Life Insurance Company
  • MasterCard Worldwide

HealthEquity Visa Health Account Card
HealthEquity Visa Reimbursement Account Card

  • HealthEquity

The Alegeus Technologies Benefit Debit Card

  • Alegeus Technologies

Category 5B: Best Benefits Delivery

  • AmeriFlex Living Wage Program
  • AmeriFlex
  • MasterCard Worldwide

MyChoice Prepaid – Tax Refund Program

  • Wave Crest Group Limited

Citi Flu Care

  • Citi Prepaid Services

Category 6: Best B2B Problem Solver

Enjoy Business H3G

  • UBI Banca
  • MasterCard Worldwide

Provider Pay

  • Ventanex


  • StoneEagle Services Inc.
  • MasterCard Worldwide

Category 7: Head of the Class

Student Disbursement Prepaid Card

  • Wave Crest Group Limited

Oink Card

  • Discover Prepaid
  • Virtual Piggy
  • Marqeta

Kaiku Visa Prepaid Card

  • Kaiku Finance

Category 8: Best Travel Companion

STA ISIC Prepaid MasterCard CashCard

  • Tuxedo Money Solutions
  • STA Travel
  • ISIC

UTA Farepay Card

  • InComm

Thomson Multi-Currency Travel Money MasterCard

  • PrePay Solutions

Category 9: Prepaid with Heart

Home Safe Card

  • Home Safe Card
  • Store Financial
  • Sunrise Banks, N.A.

Pink ACE Elite Visa Prepaid Debit Card

  • ACE Cash Express
  • NetSpend
  • MetaBank


  • WeCareCard
  • MasterCard Worldwide
  • FirstView Financial

Category 10: Pay World Award


  • KDDI
  • MasterCard Worldwide
  • WebMoney


  • Paymentwall Inc.

Paylution Prepaid Card

  • hyperWALLET
  • The Bancorp

Category 11: Think Local, Pay Global

MyChoice Corporate Payout Card

  • Wave Crest Group Limited


Ricarica Casa

  • Epipoli

Category 12: Consumer Champion

GoBank Debit MasterCard

  • Green Dot Bank
  • MasterCard Worldwide

H&R Block Emerald Prepaid MasterCard

  • H&R Block

American Express Serve

  • American Express

Category 12b: Consumer Value


  • paysafecard Wertkarten GmbH

Extreme Value Gift Cards

  • InComm
  • Sam’s Club


  • InComm

Category 13: M-Wallet of the Year

Wallet by truemoney       

  • True Money
  • MasterCard Worldwide
  • True Corporation

suretap wallet

  • Rogers Communications
  • Peoples Trust
  • InComm

FIS Mobile Wallet with Cardless Cash

  • FIS Mobile

Category 14: Gotta-Have Mobile App

Sprint Money Express

  • Wipit Inc.
  • MasterCard Worldwide
  • Sprint


  • Green Dot Corporation

truTap Mobile Wallet

  • DCR Strategies Inc. | TruCash

Category 15: Top Digital Dollars

Traders, Brokers, Currency Exchangers
and Loyalty Points Disbursement Card

  • Wave Crest Group Limited


Reloadit Safe

  • Blackhawk Network

Category 16: Consumer Connection

American Express Serve – Real Lives, Real People

  • American Express

Walgreens Race Around America presented by Balance Financial

  • Walgreens
  • MasterCard Worldwide
  • Galileo

Green Dot Tax Time 2014

  • Green Dot Corporation

Category 17: Best Dressed    

Sochi 2014 Olympic and Paralympic Winter Games Card

  • Citi Prepaid Services

Cracker Barrel Gift Card Tin/Peg Game Blister Pack

  • InComm
  • Cracker Barrel
  • Sam’s Club

Scented Walmart Visa Gift Cards

  • Walmart
  • Green Dot Corporation

Category 18: Outstanding White-Label Platform   

Discover Prepaid

  • Discover

VisaNet for Private Label Service

  • Visa Inc.

CashStar Digital Gifting Platform

  • CashStar Inc.

FirstView Financial Technology Platform

  • FirstView Financial
  • MasterCard Worldwide

Category 19: Change Agent of the Year

Global Cash Card

Green Dot Corporation

Visa Inc.

Category 20: One to Watch

Wipit Inc.

Marqeta Inc.

Global Processing Services

Category 21: Breakout Company of the Year

DCR Strategies Inc. | TruCash

Stored Value Solutions

Ingo Money

Category 22: Innovation

Navy Cash/Marine Cash

  • Department of the Treasury, Bureau of the Fiscal Service
  • MasterCard Worldwide
  • JPMorgan Chase
  • Navy

UltraPoS Stored Value App

  • Stanton Consultancy Limited

Ingenico Mobile Solutions

Category 23: Judges’ Choice


  • Gemalto


  • HealthMine
  • Evolution1 – a WEX Company


  • 1to1 Card

NFCU Visa Buxx App

  • Cachet Financial Solutions Inc.
  • Navy Federal Credit Union
  • Visa Inc.

Congratulations to all our winners! Click here to vote for Best in Category.

We will be celebrating our winners and announcing Best-in-Category and Industry Achievement honorees on Feb. 24 at All Payments Expo in Las Vegas. Register for the conference with our discount code XU2848PBF. And click here to add our Awards ceremony to your Outlook calendar.

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